Kendal Jewellers +44 (0)1539 729805

Manchester Jewellers +44 (0)161 832 9868

Wave Jewellery | Jewellers in Manchester and Kendal   
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Interest Free Credit

General Information


We now offer a flexible payment option on all purchases over £500*. Spread payments over 6,10 or 12 low fixed monthly payments to help budget your costs. With our amazing 0% APR, you can buy the items you want now with no need to save and still keep money for day-to-day costs. Apply online or in-store – it’s quick, easy and you’ll get an instant decision. Our online retail finance partner is Pay4Later.

How To Apply

Online:  At the checkout please Select ‘Finance' button a the checkout. Choose the  term and deposit amount and click 'Check Rate' to preview the monthly installment before clicking ‘Proceed To Finance Application’. This will take you to a short form on the Pay4Later secure server and your finance decision.

In one of our jewellery Stores: Ask one of our friendly team member about paying via finance.



You must be over 18 years of age and a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment. You must have a UK bank account capable of accepting direct debits. The goods must be delivered to your home address. A minimum deposit of 10% is required and is payable by credit or debit card upon acceptance. Credit is provided subject to status.



Wave jewellery is regulated by the Financial Conduct authourity  (consumer credit licence 673563) 

Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance.

 Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240).

For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.

Close Brothers Retail Finance is a trading name of Close Brothers Limited.

Close Brothers is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority.

For more information please visit http://www. closebrothersretailfinance.co.uk/